Welcome to the Brackens family! Our first priority is helping you on the path to your financial goals. Kindly go over the files provided below so we can provide you with the best service you need.
Please complete this information booklet to help us understand more about your specific needs. Be sure to save your work before sending it back to us!
Please use this questionnaire to share more detailed specifics about your current financial situation, concerns and goals. Be sure to save your work before sending it back to us!
Kindly download the Client Risk Questionnaire and answer the questions provided so we can have a firm understanding of your financial needs. Don't forget to hit save before sending the file back to us!
This pre-formatted spreadsheet will help track expenses and develop a budget. Be sure to save your work before sending it back to us!
Do you picture yourself owning a new home, starting a business, or retiring comfortably? These are a few of the financial goals that may be important to you, and each comes with a price tag attached.
That's where financial planning comes in. Financial planning is a process that can help you target your goals by evaluating your whole financial picture, then outlining strategies that are tailored to your individual needs and available resources.
Your Personal Financial Website helps you see your financial life beyond the numbers. Download the guide below to help you get started with your account.
Already have a login? Click the link below to sign into your account.
Time is one of the biggest elements to your advantage. Possibly as early as the first birthday, when parents and grandparents are buying toys, look at starting a college savings plan-and make it a family event. The earlier you start off, the better you are going to be.
Brackens explaining the role of compounding inflation on “College Savings Families in Focus-Financing College,” Time Warner TV, February 2003
Once you’re working, establish a comfortable rainy-day fund. First-generation successes often need six to nine months’ worth of income in a liquid account instead of three to six months that is more typical.
Says Vicki Brackens, a MetLife adviser who specializes in financial planning challenges faced by African-American women. Brackens discussed first-generational wealth in the African American community. “Coping with First-Generation Successes.” Reuters, November 16, 2006
Investors must be aware of their emotional makeup so they know how much risk they can take.
Brackens speaks about her clients and their risk tolerance in “Shifting Fortunes,” Black Enterprise, October 2004
It doesn’t matter whether you’re married or single; with or without children. You will need to provide directions as to how you want your wealth distributed.
Brackens discusses the importance of estate planning, “Exit Gracefully,” Black Enterprise, June 2006
The Financial Planning process is exactly that- it’s a process. You don’t have a Financial Planner one time in your life. This becomes an organized teamwork effort.
Brackens discusses wealth management strategies with students and faculty, Florida State University, September 2000
It’s very sexy to talk about investments, but if you are loaded down with debt and haven’t tackled that first, you may start an investment program and have to tap into it early because you don’t have an emergency fund.
Brackens on debt reduction as a foundation to investing, “A Money Makeover,” Essence Magazine, May 2005
(sample for reference only)