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“Time is one of the biggest elements to your advantage. Possibly as early as the first birthday, when parents and grandparents are buying toys, look at starting a college savings plan-and make it a family event. The earlier you start off, the better you are going to be.”
Brackens explaining the role of compounding inflation on “College Savings Families in Focus-Financing College,” Time Warner TV, February 2003
“Once you’re working, establish a comfortable rainy-day fund. First-generation successes often need six to nine months’ worth of income in a liquid account instead of three to six months that is more typical.”
Says Vicki Brackens, a MetLife adviser who specializes in financial planning challenges faced by African-American women. Brackens discussed first-generational wealth in the African American community. “Coping with First-Generation Successes.” Reuters, November 16, 2006
“Investors must be aware of their emotional makeup so they know how much risk they can take.”
Brackens speaks about her clients and their risk tolerance in “Shifting Fortunes,” Black Enterprise, October 2004
“It doesn’t matter whether you’re married or single; with or without children. You will need to provide directions as to how you want your wealth distributed.”
Brackens discusses the importance of estate planning, “Exit Gracefully,” Black Enterprise, June 2006
“The Financial Planning process is exactly that- it’s a process. You don’t have a Financial Planner one time in your life. This becomes an organized teamwork effort.”
Brackens discusses wealth management strategies with students and faculty, Florida State University, September 2000
“It’s very sexy to talk about investments, but if you are loaded down with debt and haven’t tackled that first, you may start an investment program and have to tap into it early because you don’t have an emergency fund.”
Brackens on debt reduction as a foundation to investing, “A Money Makeover,” Essence Magazine, May 2005
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